Tuesday, April 14, 2020
In February 2017, the Iranian Chess Federation announced two teenage chess players, Dorsa Derakhshani and her younger brother Borna Derakhshani, were banned from representing the national team. The federation announced their decision although Dorsa Derakhshani had previously decided and informed the chess federation she did not wish to play for Iran.
Dorsa Derakhshani is currently 21 years old and holds the International Master (IM) as well as Woman Grand Master (WGM) titles. Her brother, Borna, plays for the English Federation and holds the FIDE Master title.
Dorsa Derakhshani was banned since she did not wear a hijab, an Islamic headscarf, while competing at the Tradewise Gibraltar Chess Festival in January 2017. Under the laws of Islamic Republic of Iran, hijab is a mandatory dress code. Her brother Borna Deraskhsani was banned for playing against Israeli Grand Master (GM) Alexander Huzman at the same tournament. Iran does not recognise the existence of Israel, and previously, Irani athletes have avoided playing against Israeli athletes.
Mehrdad Pahlavanzadeh, the president of the country’s chess federation, explained the decision to ban the players saying, “As a first step, these two will be denied entry to all tournaments taking place in Iran and in the name of Iran, they will no longer be allowed the opportunity to be present on the national team.” ((fa))Farsi language: ?????? ????? ?? ??? ??? ?? ??? ????? ?? ?? ???? ???????? ?? ?? ????? ? ?? ??? ????? ?????? ??????? ????? ??????? ? ???? ???? ???? ?? ??? ??? ?? ??????? ????. He further stated, “Unfortunately, something that should not have happened has happened and our national interest is paramount and we have reported this position to the Ministry of Sports.” ((fa))Farsi language: ????????? ?????? ?? ????? ????????? ?????? ??? ? ????? ??? ?? ?? ?? ???? ?????? ???? ? ?? ??? ???? ?? ?? ????? ???? ?? ????? ?????.
IM Dorsa Derakhshani, who currently studies at Saint Louis University in the United States and plays for the United States Chess Federation, discussed her chess career, time in Iran and the 2017 controversy, and her life in Saint Louis with a Wikinews correspondent.
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How is Payment Protection Insurance Mis Sold and Am I Entitled to Claim?
Jayden R. Baldwin
What is Payment Protection Insurance (PPI)?
Payment Protection Insurance is the name given to Accident, Sickness and Unemployment Cover (ASU) sold with loans, credit cards, hire purchase agreements and mortgages. PPI is a form of insurance which will make repayments on a debt if your circumstances change leaving you unable to repay them yourself. Credit protection insurance and loan repayment insurance are other names for PPI.
Payment Protection Insurance will often cover repayments if you are left unable to work through illness or an accident, made unemployed, become incapacitated or die. Banks and loan providers will often sell PPI as an add-on with the loan, overdraft or mortgage which it is protecting. Payment Protection Insurance will cover minimum loan, credit or overdraft payments for a set period, such as 12 months.
PPI is generally very expensive however, and many policies have exemptions which make it difficult for a policyholder to make a valid claim. Millions of people have been mis sold unnecessary or unwanted Payment Protection Insurance in the past.
Why has Payment Protection Insurance been mis sold?
Lenders have been adding Payment Protection Insurance to borrower\’s policies without their knowledge. This means that many people have taken out credit cards or loans and paying for PPI policies which they do not know exists and therefore will never claim on, even if they needed to.
Some people were sold PPI under the premise that it was not an optional extra, or that a loan was more likely to be approved if they took out the policy.
Some companies, such as telesales operations, led customers into PPI policies by offering a credit card or loan and mentioning that it was \’protected\’ without fully explaining that the PPI protection was optional or explaining the plan in detail.
All of these are examples of
mis sold payment protection insurance
and this happened on an industrial scale, affecting millions of people in the UK. By May 2008 20 million PPI policies existed in the UK, with an additional 7 million policies being purchased every year since then. It is estimated that up to 40% of PPI customers are unaware that they have been sold the policy.
PPI was mis sold for decades, and one major high street bank sold almost 400m worth of PPI, making around an 80% profit, much of which is suspected to be from unknowing customers. Mis sold Payment Protection Insurance often made banks and lenders more money than providing the loans themselves did.
In April 2011 the UK courts ruled in favour of consumers, preventing the mis-selling of Payment Protection Insurance in the future. Customers should now be encouraged to shop around and make a considered decision before purchasing PPI, and only purchasing PPI knowingly when it has been fully explained.
What can I do if I have been
mis sold payment protection insurance
If you have taken out a loan, credit card or mortgage in the last 30 years with payment protection you might have been mis sold PPI. You have been mis sold payment protection insurance if you didn\’t ask for PPI but it was added to your policy anyway, you were told that insurance was compulsory, you were told that your loan was more likely to be approved with PPI, you were not told that PPI was optional, or you were unemployed, retired or self-employed when you took out the cover. You are still entitled to claim even if the loan which your PPI covered has been paid off.
The first step to claiming is to contact an insurance claims company which specialise in PPI. They will consider whether or not you have a case and lead you to a claim.
\’s Claims Management team have assisted hundreds of clients in successful PPI claims totalling thousands of pounds. They provide a free no obligation consultation in your own home, as well as a postal claim service for ultimate convenience. Their services are free if they are not successful on your behalf.
Tuesday, October 6, 2009
With the United States Australian rules football National Championship this weekend, Wikinews interviewed United States Australian Football League (USFooty) president Rich Mann, and Media Relations representative Kevin Smith.
The USAFL Nationals will feature teams from the United States and Canada. A 50/50 rule is being implemented for the tournament. This means that an American team can have no more than nine players who aren’t Americans and a Canadian team no more than nine non-Canadians.
Australian rules football is played on a field 170 metres by 160 metres. The two teams consist of 18 players a side. Scores are quoted as goals-behinds (total).
According to USFooty, the tournament will attract over 1000 players. The tournament will have four divisions for men and one for woman.
Sunday, May 20, 2012
U.S. Democratic Party presidential candidate John Wolfe, Jr. of Tennessee took some time to answer a few questions from Wikinews reporter William S. Saturn.
Wolfe, an attorney based out of Chattanooga, announced his intentions last year to challenge President Barack Obama in the Democratic Party presidential primaries. So far, he has appeared on the primary ballots in New Hampshire, Missouri, and Louisiana. In Louisiana, he had his strongest showing, winning 12 percent overall with over 15 percent in some congressional districts, qualifying him for Democratic National Convention delegates. However, because certain paperwork had not been filed, the party stripped Wolfe of the delegates. Wolfe says he will sue the party to receive them.
Wolfe will compete for additional delegates at the May 22 Arkansas primary and the May 29 Texas primary. He is the only challenger to Obama in Arkansas, where a May 10 Hendrix College poll of Democrats shows him with 38 percent support, just short of the 45 percent for Obama. Such an outing would top the margin of Texas prison inmate Keith Russell Judd, who finished 18 percent behind Obama with 41 percent in the West Virginia Democratic primary; the strongest showing yet against the incumbent president. Despite these prospects, the Democratic Party of Arkansas has already announced that if Wolfe wins any delegates in their primary, again, due to paperwork, the delegates will not be awarded. Wolfe will appear on the Texas ballot alongside Obama, activist Bob Ely, and historian Darcy Richardson, who ended his campaign last month.
Wolfe has previously run for U.S. Congress as the Democratic Party’s nominee. On his campaign website, he cites the influence “of the Pentagon, Wall Street, and corporations” on the Obama administration as a reason for his challenge, believing these negatively affect “loyal Americans, taxpayers and small businesses.” Wolfe calls for the usage of anti-trust laws to break up large banks, higher taxes on Wall Street, the creation of an “alternative federal reserve” to assist community banks, and the implementation of a single-payer health care system.
With Wikinews, Wolfe discusses his campaign, the presidency of Barack Obama, corporations, energy, the federal budget, immigration, and the nuclear situation in Iran among other issues.
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Among La Manga’s many well-known and extraordinary communities, Los Molinos (comprising of around a hundred and fifty, one to three-bedroom villas) is amongst essentially the most well-liked and appealing to visitors with families.
In the core of the Los Molinos neighborhood is a gorgeous windmill where the swimming pool area with a bridge is located. Right within the poolside area (where there’s in addition the children’s swimming pool) is the open-air poolside snack food bar.
Through the seasonal busier months of the year, the poolside diner will serve lunch and evening meal al fresco. This is about the months from May to October when this area develops into the key portion of the community.
One extremely attractive quality of the villas in Los Molinos on La Manga Club Resort is that they’ve been built into the hillsides of Murcia thus allowing a magnificent view all over. They’re painted white colored in Moorish designs accented with Spanish tiles and floorings.
They’re typically in 3 levels and it truly is typical for each villa to possess a winding stone staircase down to the bedrooms and bathrooms. Those villas with two or three bathrooms have two bathrooms, 1 en-suite, and one family bathroom.
Villas in Los Molinos at La Manga Club have probably the most engaging attributes amongst many. You enter through the front door, walk through the lounge and formal dining area and go on to a huge terrace right off the living room.
The lounge features a brick Bbq pit should you choose to have your dinner within the open air. The terrace itself has a stair case that leads to a sun terrace. This is one perfect location for sunbathing in the privateness of one’s own residence.
Whenever you reach your Los Molinos, La Manga Club villa, you’ll have a Welcome Food Pack. This contains every thing for the 1st day of holiday at your location. Bedding and bath room towels are all provided for inside your villa.
Every single villa is completely furnished with almost everything you need for a self catering holiday break, including a automatic washer.
All of the villas at Los Molinos La Manga Resort have the popular La Manga facilities and amenities. It offers 1 tv receiving Club Tv along with a satellite Tv system (with around 30 stations, 50 % of these transmitting in English language.)
The majority of the villas have the regular video and DVD players added for your youngster’s delights during your whole family trip. Several of the Los Molinos La Manga Resort Club villas currently have telephones for the purpose of booking restaurant seats, sports activities, etc.
Internet and telephones
If you’d like to telephone call outside of the club, you can merely organise to have your telephones activated appropriately. Obviously, each one of these external telephone calls will be charged appropriately, complete with itemized payment statements.
For those who need to have Net access from within your Los Molinos, La Manga Club villa, this could be arranged as well. This really is merely initiating your telephone line and linking it to the neighborhood World wide web service provider. The fees will all be at neighborhood telephone call charges.
Living within any part with the village at Los Molinos, La Manga Club Resort moreover signifies straightforward accessibility to all the additional exterior facilities. It’s just five minutes to the food market, shops and cafes around the Bellaluz development.
We suggest you employ a vehicle for the duration of your remain. This is simply because Los Molinos La Manga Club Resort is centrally situated inside the complete La Manga complex. You will need a faster transport if you would like to take pleasure in all of the numerous amenities about.
Should you be into tennis, it is possible to reach any of the twenty nine tennis courts (and academy lessons) at the tennis centre inside ten to 15 minutes. In case you or anyone within your group wants to enjoy some tennis lessons, there’s a 5-day academy for adults and youngsters.
For the golf followers, the clubhouse situated in the gardens of the La Manga Club Hotel is around twenty or so minutes by means of foot. In case you have a car, you can get to it in less than 5 minutes.
Getting your vacations is best spent at Los Molinos on the La Manga Club Resort. Here it is possible to obtain that wonderful neighborhood feel whilst taking pleasure in your holiday in style – windmills, the sea, the sporting complexes, and the all round mood in the Murcia hills.
About the Author: Jon Tulley is a senior copywriter experienced in producing product and information content for a number of online e-commerce businesses. Works directly with the in-house marketing departments to product required source material and review documents. He is a quick learner who strives to increase his knowledge of the subject matter he is discussing and enjoys learning new marketing methods and promotional tools.Having Spanish style terraced villas in the middle of landscaped gardens
possesses a collection of magnificently appointed villas which will benefit from fantastic views of the Mar Menor and beyond. Travellers seeking incredible luxurious accommodation at
, will never be disillusioned with their stay at La Manga Club Resort, a neighborhood of esteemed villas that visitors can book for a couple of weeks.
Monday, December 10, 2012
Vail, Colorado, United States — Yesterday, Wikinews sat down with Australian blind Paralympic skier Melissa Perrine who was participating in a national team training camp in Vail, Colorado.
((Wikinews)) This is Melissa Perrine. And are you like Jess Gallagher and just here training and not competing?
- Melissa Perrine: I’m not competing right now.
((WN)) And you competed in 2010 in Vancouver?
- MP: I did. Yeah.
((WN)) And who was your guide?
- MP: Andy Bor.
((WN)) Why a male guide? He’s got to have different skis, and he can’t turn exactly the same way.
- MP: I think that with me it was just that Andy was the fittest person that was with the team when I came along. He used to be an assistant coach with the team before I started with him.
((WN)) And you guys have a good relationship?
- MP: Yeah!
((WN)) Like a husband and wife relationship without the sex?
- MP: No, not at all. (laughs) Older brother maybe. Good relationship though. We get along really well.
((WN)) So have you ever lost communications on the course in an embarrassing moment?
- MP: We ski courses without communications. (unintelligible)
((WN)) You’re a B3 then?
- MP: I’m a B2.
((WN)) So you can see even less than Jessica Gallagher.
- MP: Yes.
((WN)) How do you ski down a course when you can’t even see it?
- MP: Andy!
((WN)) You just said you had no communications!
- MP: Oh, I just have to be a lot closer to him.
((WN)) So if he’s close enough you can overcome that issue?
- MP: Yeah.
((WN)) Why are you doing skiing?
- MP: Why? I enjoy it.
((WN)) You enjoy going fast?
- MP: I love going fast. I like the challenge of it.
((WN)) Even though you can’t see how fast you’re going.
- MP: Oh yes. It’s really good. It’s enjoyable. It’s a challenge. I love the sport, I love the atmosphere.
((WN)) I’ve asked the standing skiers, who’s the craziest Paralympic skiers? Is it the ones who are on the sit skis, the blind ones or the ones missing limbs?
- MP: I probably think it’s the sit skiers who are a bit nuts. I think we all think the other categories are a bit mental. I wouldn’t jump on a sit ski and go down the course. Or put the blindfold on and do the same thing.
((WN)) B1 with the black goggles. Is your eye sight degenerative?
- MP: No, I’m pretty stable.
((WN)) Not going to become a B1 any time soon?
- MP: Oh God, I hope not. No, I’m pretty stable so I don’t envision getting much blinder than I am now unless something goes wrong.
((WN)) And you’re trying for Sochi?
- MP: Definitely.
((WN)) And you think your chances are really good?
- MP: I think I’ve got a decent chance. I just have to keep training like I have been.
((WN)) Win a medal this time?
- MP: I’d like to. That’s the intention. (laughs)
((WN)) Do you like the media attention you’ve gotten? Do you wish there was more for yourself and winter sports, or of women athletes in general?
- MP: I think that promoting women in sport and the winter games is more important than promoting myself. I’m quite happy to stay in the background, but if I can do something to promote the sport, or promote women in the sport, especially because we’ve got such a small amount of women competing in skiing, especially in blind skiing. I think that’s more important overall.
((WN)) Most skiers are men?
- MP: There’s more men competing in skiing, far more. The standards are a bit higher with the males than with the females.
((WN)) The classification system for everyone else is functional ability, and you guys are a medical classification. Do you think you get a fair shake in terms of classification? Are you happy with the classification?
- MP: I think I’m happy with it, the way it’s set out. With vision impairment I’m a B2, against other B2s. It may be the same category, but we have different disabilities, so there’s not much more they can do. I think it’s as fair as they possibly can.
((WN)) You like the point system? You’re okay with it? Competing against B1s and B3s even though you’re a B2?
- MP: The factors even all that out. The way they’ve got it at the moment, I don’t have any issues with them, the blind categories.
((WN)) What was it that got you skiing in the first place?
- MP: An accident, basically. Complete by chance. A friend of mine in the Department of Recreation used to run skiing camps in the South West Sydney region, and she had a spare spot at one of the camps. Knew that I was vision impaired, and: “Do you want to come along?” “Yeah, why, not, give it a go.” This was back when I was about twelve, thirteen. I went, and I loved it. Went back again, and again, and again. And for the first five or six years I just skied for like a week a season sort of thing, like, you’re on a camp. Fell in love with the sport; my skiing and the mountain atmosphere, I love it, and then, when I finished my HSC, I decided to take myself off to Canada, and skiing Kimberley, the disabled race program that was run by the ex-Australian who coaches Steve Boba, and I’d heard about it through Disabled Winter Sports Australia. And I thought I’d spend some time in Canada, which is for skiing, and had a year off between school and uni, so… first time I ran through a race course actually. It was pretty awesome. So I went back again the next year, and Steve [Boba] recommended me to Steve [Graham], and he watched me skiing in September in the South Island, and invited me on a camp with the Australian team, and I trained for Vancouver, and I qualified, and I said “sure, why not?” And here I am!
((WN)) So you liked Vancouver?
- MP: It was just an amazing experience. I came into Vancouver… I had quite a bad accident on a downhill course in Sestriere about seven weeks out from the games, and I fractured my pelvis. So, I was coming into Vancouver with an injury and I had only just recovered and was in quite a lot of pain. So it was an amazing experience and I was quite glad I did it, but wish for a different outcome.
((WN)) So you are more optimistic about Sochi then?
- MP: Yes.
((WN)) One of the things about skiing is that it’s really expensive to do. How do you afford to ski given how expensive it is? And the fact that you need a guide who’s got his own expenses.
- MP: I’m lucky enough to rank quite high in the world at the moment, so due to my ranking I’m awarded a certain amount of funding from the Australian Sports Commission, which covers my equipment and expenses, and the team picks up training costs and travel costs. All I’ve got to pay for is food and my own equipment, which is good, so I’ve managed to do it a budget.
((WN)) What do you do outside of skiing, because you look kind of young? And you being not like, 30 or 40?
- MP: I’m 24. I’m a student still.
((WN)) Which university?
- MP: University of Western Sydney. It’s my third university degree. I’ve completed two others prior to this one that I’m doing now.
((WN)) Which degree? That you’re currently pursuing.
- MP: Currently, physiotherapy.
((WN)) Because of your experience with sport?
- MP: Not really, except that my experience with sport certainly helped my interest and kind of fueled a direction to take in the physiotherapy field when I’m finished my degree, but more the medical side of injury, rehabilitation that got me interested in physiotherapy to begin with, burns rehabilitation and things like that.
((WN)) You view yourself a full-time student as opposed to a full-time professional skier.
- MP: Not really. I’m a student when uni’s on and when uni’s finished I’m a skier. The way that the term structure is in Australia it gives me all this time to ski. The uni starts at the end of February and goes to the beginning of June, and then we’ve got a six or seven week break until beginning or mid-August, and uni starts again then, and we go up to mid way through November, and then we’ve got a break again. Skiing fits in very nicely to that.
((WN)) What’s the route for qualification to Sochi for you.
- MP: Just maintaining my points. At the moment I’ve qualified. I just need to maintain my points, keep my points under, and then I qualify for the Australian team.
((WN)) So there’s a chance they could say no?
- MP: If I’m skiing really badly. An injury.
((WN)) Or if you’re like those Australian swimmers who had the guns…
- MP: I’ve no sign of picking up a gun any time soon. Giving a blind girl a gun is not a good idea. (laughs)
((WN)) It just seemed to us that Sochi was so far away on out hand, and yet seemed to be in everybody’s mind. It’s on their program. Sixteen months away?
- MP: Yes, something like that. Sixteen. I think it’s been on our mind ever since Vancouver was over and done with. Next season, that was that, it was like: “what are our goals for the next four years?” And it was, “What are our goals for the next three years and two years?” And subsequently, next season, it’s Sochi. What we need to work on, what we need to accomplish for then, to be as ready as possible.
((WN)) What is your favourite event of all the skiing ones? You like the downhill because it’s fast? Or you like Giant Slalom because it’s technically challenging? Or…
- MP: I prefer the speed events. The downhill; frightens me but I do love the adrenalin. I’m always keen to do a downhill. But I think Super G might just be my favourite.
((WN)) Do you do any other adrenalin junkie type stuff? Do you go bungee jumping? Jumping out of airplanes? Snowboarding?
- MP: I don’t snowboard, no. I have jumped out of a plane. I thought that was fun but downhill has got more adrenalin than jumping out of a plane, I found. I do mixed martial arts and judo. That’s my other passion.
((WN)) Have you thought of qualifying for the Summer [Para]lympics in judo?
- MP: As far as I know, Australia doesn’t have a judo program for the Paralympics. But, if I ever get good enough, then sure.
((WN)) They sent one.
- MP: They’ve sent one, and he’s amazing. He beats up blind guys, able bodieds, quite constantly. I’ve seen video of him fight, and he’s very very good. If I ever reach that level, then sure, it’s something I’d look into it.
((WN)) Does judo help with your skiing?
- MP: Yes, it increases my agility and balance, and strength, for sure.
((WN)) I want to let you get back to changing. Thank you very much.
Saturday, October 20, 2007
The announcement on Tuesday the 16th of October 2007 includes Dell selling VoIP, data and wireless networking products from Nortel and the Microsoft Office Communications Server 2007 and other unified communications products.
The partnership with both manufacturers should allow Dell to provide a pre-integrated solution.
In March 2007, competitors IBM and Cisco announced they would join in the competition for developing unified communications applications and the development of open technologies around the unified communications and collaboration (UC2) client platform an application programming interfaces (APIs) offered by IBM as a subset of Lotus Sametime.
“We want to make it simple for our customers to deploy unified communications so their end users can get access to all their messages in one place – whether its e-mail, phone or mobile device. This will pave the way for more business-ready productivity tools,” said vice president of solutions, Dell Product Group, Rick Becker.
- Customers have four options:
- Core Office Communication Server 2007 – provides instant messaging and on-premise Microsoft Live Meeting.
- Office Communication Server: Telephony – enables call routing tracking and management, VoIP gateway and public branch exchange (PBX) integration.
- Audio and Video Conferencing – allows point-to-point conference, video conference and VoIP audio conference.
- Exchange Unified Messaging – provides voicemail, e-mail and fax in Microsoft Outlook, and anywhere access of Microsoft Outlook Inbox and Calendar.
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Thursday, June 30, 2011
A report issued Wednesday by the Center on Addiction and Substance Abuse (CASA) at Columbia University finds the top public health problem in the United States is teen drug abuse, including the use of alcohol, tobacco, prescription drugs, marijuana and other controlled substances.
According to the study’s authors, “The study looks at how American culture increases the risk that teens will use addictive substances and how the messages sent by adults, and glamorized by the tobacco and alcohol industries and the media, normalize substance use and undermine the health and futures of our teens.”
|Addiction is a disease that in most cases begins in adolescence … We rightfully worry about other teen health problems like obesity, depression or bullying, but we turn a blind eye to a more common and deadly epidemic that we can in fact prevent.|
CASA found that 90% of adults who have addictive disorders started using substances before the age of 18. In comparison, only 4% of Americans who abuse as adults started using these drugs when 21 or older.
Further, the consumption of these substances by American teens is rising. Currently almost half of American high school students smoke, drink alcohol or use other drugs, according to the study, and 1 in 5 meet the medical criteria for addiction. Seventy-five percent of all high school students have used addictive substances including tobacco, alcohol, marijuana or cocaine at some point. Over 65% have used more than one.
The researchers found social factors related to the risk of American teens use of addictive substances included parental, community and school acceptance of these substances and the positive media portrayals of drug use as harmless, fun and attractive. Advertising of drugs, alcohol and cigarettes also contributes to the positive image of drug use.
The researchers used online surveys filled out by 1,000 high school students, 1,000 parents of high school students, 500 educators, as well as information from five focus groups and reviews of 2,000 scientific articles and reports, according to US News.
“Addiction is a disease that in most cases begins in adolescence, so preventing or delaying teens from using alcohol, tobacco or other drugs for as long as possible is crucial to their health and safety,” said Susan Foster, CASA’s vice president in a news release. “We rightfully worry about other teen health problems like obesity, depression or bullying, but we turn a blind eye to a more common and deadly epidemic that we can in fact prevent.”
The study’s authors pointed out that the teenage brain is not fully developed and the use of drugs during the teenage years hampers further development of the brain, impairs judgment and increases the risk of addiction as an adult. Heavy substance abuse harms the developing brain far more than the already developed adult brain. They concluded their data shows that adolescence is the critical age period for the onset of substance abuse and its repercussions.