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Ontario Votes 2007: Interview with Family Coalition Party candidate Bill Bernhardt, Kitchener Centre

Thursday, October 4, 2007

Bill Bernhardt is running for the Family Coalition Party in the Ontario provincial election, in the Kitchener Centre riding. Wikinews’ Nick Moreau interviewed him regarding his values, his experience, and his campaign.

Please note that Bill provided his answers in “ALL CAPS”; due to the time constraints of this election coverage, it remains in this typographic style.

Stay tuned for further interviews; every candidate from every party is eligible, and will be contacted. Expect interviews from Liberals, Progressive Conservatives, New Democratic Party members, Ontario Greens, as well as members from the Family Coalition, Freedom, Communist, Libertarian, and Confederation of Regions parties, as well as independents.

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Available Cheap Shirts That Shows Personality

Available cheap shirts that shows personality

by

Elena Gilbert

Many people think that they have to wear the most expensive and most trendy clothes to be in the trend in the society they belongs. Well affordable shirts make this assessment definitely wrong. Cheap shirts that are made of good quality fabrics are as good as wearing branded and expensive clothes more than that if it is paired with accessories that are eye catchy and it is really a complete get up.

[youtube]http://www.youtube.com/watch?v=Y_MMPzik6U0[/youtube]

It is very normal for most people to be cautious on how they will appear to everybody. Clothing is one way of showing the reflection of ourselves and it speaks of our total being and our whole personality. Clothing plays a major role in our daily life and our choice of shirts, utters other the best and worst opinion they can ever think, that is why when choosing shirts for everyday use, choose and use cheap shirts that are made from good quality, while shirts to be used for formal event must be classy and stylish at the same time. There are so many assorted types of shirts in the market at the moment, like t-shirts, polo shirts, under shirts and all of these can be plain, colored, printed or shirts that has different type of designs.

When you decide to buy

cheap shirts

, make all the shopping and research you can make as much as possible, because there are so many scattered shirts everywhere at an affordable amount, like shopping in a sales store, searching for consignment shops that has bargains of second hand shirts but are still of good quality, or checking some websites that are offering shirts at the lowest price because there are some sites that are rendering their services at an affordable amount and sometimes are free of delivery charges. Borrowing of clothes will definitely save you lots of funds but there are times that used clothes are dangerous if you don t know that much the owner of the borrowed clothes. One had to know them better to be aware on the history of clothes. Another thing with cheap shirts, it is not that achy if it fades easily, but surely most of the shirts are made from good fabric that never runs out of color. Cheap shirts are made with different sizes and shapes, trendy and classic and assorted colors and designs. It gives everyone a chance to wear shirts that matched their comfort.

DinoDirect China Limited (www.dinodirect.com) is one of the biggest global online retailers. It offers a great quantity of products with competitive price by cutting the middleman and offering products directly to the terminal consumers. DinoDirect possesses a great many software products with proprietary intellectual property rights, owns technological superiority and an efficient marketing team among the similar industry.

Article Source:

ArticleRich.com

Category:Health

This is the category for Health.

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Putin’s state-of-the-nation speech addresses the economy

Tuesday, April 26, 2005

Russian President Vladimir Putin spoke live on state television Monday in his annual state-of-the-nation address using high ideological rhetoric when calling on lawmakers and the public to strengthen democracy and the rule of law. His 50 minute address from the Kremlin’s Marble Hall only briefly touched on the “epidemic of collapse” , a reference to upheavals in Chechnya, Kyrgyzstan and the Ukraine, which was “a real drama” stranding millions of Russians beyond the borders of the Russian Federation.

Brushing off what was probably taken as criticism during last week’s visit by Condoleezza Rice who commented the Kremlin ran a “managed democracy”, Putin stressed that “Russia … will decide for itself the pace, terms and conditions of moving towards democracy.”

Putin was critical of the lack of progress in implementing his reform proposals. Calling for a crackdown on corruption, where treatment by tax inspectors are “terrorizing business”, he addressed concerns of the business community by condemning a series of back-tax bills like the ones that dismembered Yukos and face other major Russian corporations.

He was also critical of a bureaucratic attitudes that treat “state service as some type of business”. He made clear the need for investment must be met by “rules of the game” that are consistent, saying “Russia is certainly interested in the inflow of private investments on a large scale, including foreign investments. It is our strategic choice and our strategic approach.”

Putin called for proposals to index wages to inflation over the next two years, and for the introduction of a flat 13% tax on undeclared earnings in the shadow economy, a slice that represents nearly 35% of the nation’s economy, by legalizing what was previously defined as illegal income.

Putin supports the development of a strong state system with determination for Russia to avoid the disarray that led to the collapse of the Soviet Union. Saying, “First and foremost it is worth acknowledging that the demise of the Soviet Union was the greatest geopolitical catastrophe of the century.” He sees the need for strengthening the legal system and the political environment to assure a more just society in avoiding a replay of a Russian downfall.

On politics, he pointedly abandoned the much-used ‘stability’ catch phrase of the bureaucracy. Putin signaled to the bureaucratic caste who are on the eve of their upcoming parliamentary and presidential elections they should promote partisanship and civil society.

By studiously avoiding too many references to business, the thrust of his address sought to reassure the small property holder class, rather than big business and other elite investors.

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Interview with dismissed Ocean Drive columnist Trisha Posner

Saturday, September 22, 2007

Critic Robert Fulford wrote of legendary civic preservationist Jane Jacobs that she “came down firmly on the side of spontaneous inventiveness of individuals, as against abstract plans imposed by governments and corporations.” With certain alterations, the same could be said of author and journalist Trisha Posner, who penned the popular Health Watch column in Miami’s Ocean Drive magazine.

Posner was fired for expressing her opinion on a YouTube video about regulations affecting her South Beach neighborhood. Like many rejuvenated communities in the United States, Posner’s historic south Fifth Street has become the Tribeca of Miami, a fashionable, trendy nightspot with a maelstrom of growth in hotels, restaurants and boutiques that have out-priced many long-term residents.

Local activist Frank Del Vecchio asked Posner if she would appear in the eight-minute Close the Loophole video, directed by Emmy award-winning documentarian Robyn Symon, to state her belief that a loophole that allows popular local restaurants such as Prime One Twelve and Devito South Beach to exist in her residential neighborhood should be amended to limit the amount of seats in the establishments in proportion to their number of rooms. Her segment began, “Hi, I’m Trisha Posner. I’m a journalist and columnist for Ocean Drive magazine. I am married to Gerald Posner, the author.” Within a few hours after her appearance, she was fired by Ocean Drive publisher Jerry Powers.

Posner was aghast and bewildered. Attractive and comely, as a health columnist she is an unlikely candidate as a civic instigator; but those qualities belie Posner’s buffalo stance on doing what she feels is right for her community. “I hate being in the public eye and I prefer to be low key,” Posner told Wikinews in an interview. “To do the video I was nervous. Only in person do I feel comfortable.” Wikinews reporter David Shankbone recently spoke with Posner.

DS: What were the circumstances surrounding your dismissal?

TP: In South Beach and in Miami there are neighborhood associations like South of Fifth Neighborhood Association, which [Posner’s husband] Gerald is President of, and they all try to work together to make living in the neighborhood synergized with the nightlife and the restaurants. This issue involved another, Frank Del Vecchio, President of 301 Ocean Drive condominium association. Frank asked me to be part of a video against a loophole where restaurants can have so many seats that they effectively become a nightclub. On the video there are five others besides me. An entertainer, a school teacher…and then I’m sitting there on a bench. At about 4:40 we wrapped up and I left. When I got home there was a phone message from [editor-in-chief] Glenn Albin saying, ‘Trisha, Trisha, Jerry is running around the place…’ and I thought it was a joke. I started laughing. Gerald said he didn’t think it was a joke, but I had not done anything. Then I received an anonymous e-mail: Jerry Powers had got a phone call from a hotel person that said ‘one of your representatives from the magazine is down here bad mouthing nightlife, hotels, etc.’ The magazine’s publicist panicked and called Powers, who then runs all the way down to City Hall and asks ex-Mayor Neisen Kasdin to let him speak before the City Council. He says that Trisha was not for him, and that Ocean Drive is for entertainment and hotels in South Beach. Then he said I was fired as he left.

DS: Did you receive a call from Jerry Powers?

TP: I never heard from Jerry Powers; he never phoned me, e-mailed. I still have never heard from him. I phoned the office the next day, and [Managing Editor] Eric Newill tells me my services would no longer be required. I had one piece ready, and one piece in the issue. The saddest thing is that I lost my friendship with Eric. Eric was my friend before he was my editor. He is friends with Jerry Powers. Eric wrote me an e-mail that it had played out too publicly and that he wished me good luck in my future endeavors. What kind of friendship is that?

DS: Had you informed the magazine of your appearance beforehand?

TP: Eric knew I was doing a video, and I did it in my friend’s hotel. I don’t remember if I told them what it was for. But the video wasn’t a secret. In the future I will ask permission. But it’s childish. I can’t believe Jerry Powers took this and made it an issue. Nobody would have known about it, and now I’m all over the place. He made Trisha Posner a star. I can’t go anywhere without people saying, ‘Yay, good for you!’ And they still have not paid me for my last piece. I sent them another e-mail on the 17th. They owe me $1,000. They have not written back to me, they have not phoned me. Why are they being so childish?

DS: Did you ever have any other problems at the magazine?

TP: No, I never had an issue and I had the best working relationship with this magazine. I have nothing bad to say about the magazine. I had a fabulous relationship—a unique relationship with my editor. I had never worked so well with an editor of a magazine my entire career. It was so easy, he is so smart, cerebral…it’s unbelievable. But they also got a lot out of me. They got Tina Brown through me. Bill Maher. I have an incredible track record. It was not hard for me to phone people and get them for the magazine. And I never used them for my advantage at all; I never used the magazine to get into restaurants or events. People say you never went to the parties, but I’m over that. I used to be a Studio 54 girl. I just really enjoyed my health column. They allowed me to write in my own voice.

DS: Why do you think Powers fired you?

TP: It’s all advertising driven, but I’m interviewing people for a new book who have advertised in his magazine. It wasn’t a big deal for anybody. The very next day Miami Magazine picked me up. He had a knee-jerk reaction. He didn’t even phone me. Wouldn’t you think he would phone me and say, ‘What the hell are you doing?’ and I would have been like, ‘Oh, I didn’t realize.’ Besides, I was crazy about my editor! Why would I try to hurt him? I hope one day I can work with Eric again.

DS: Has any other employee of Ocean Drive appeared publicly before and been identified as such?

TP: As far as I know I’m the first one, that’s why I made history. But I wasn’t talking about Ocean Drive. I hadn’t thought that under my name were the words ‘Columnist for Ocean Drive’. I didn’t see anything. Later I had e-mails from Tina Brown, everybody…they were really supportive.

DS: Your husband, author Gerald Posner, wrote a piece in The Huffington Post about your dismissal. Several of the comments to it state that since Ocean Drive is a large glossy magazine dependent upon advertising from the entertainment industry, that you bit the hand that fed you. How do you respond to such criticism?

TP: That’s the stupidest thing I have ever heard, because it had nothing to do with Ocean Drive. There is another world. I’m not against development; if you listen to my statement I talk about how much I love the nightlife, how I love entertainment. But we all have to learn to live together. I know South Beach is party town, but we can live together. Let’s clean up our shit, take our garbage out, be respectful to our neighbors and also to the entertainment industry.

DS: Some of the comments that were made in HuffPo were that even though it was despicable that you were fired for expressing your opinion on a civic matter, that you should have expected it. Do you think comments like that are par for the course of apathy in the United States today, where people disagree with something, but shrug their shoulders instead?

TP: I think we live in dangerous times because of corporate America—people are really scared to speak out about anything; it is really dangerous. Freedom of speech. I came to live here in this country because it was for freedom of speech. I love America, and it has everything I could have dreamed of: the most incredible husband, friends, everything. But they are chipping away at it. One company is one company, but it shows how dangerous it is. What happens when the Rupert Murdochs own everything? They are trying to gag us. It is very dangerous. Whether it is the film industry, the music industry, D.C., they are trying to strangle all of us. All these regulations of what we can or can’t do. Does it mean if I have an opinion that I have to be gagged or not say who I am or what I think? What can and can’t I say? Maybe I’m just too black and white. I think we need to just chill out here. It wasn’t about Ocean Drive or Jerry Powers. It was about my home and my friends. I was helping out Frank. It was about the loophole and the Bijou [hotel]. I think what really freaked them out was that the video was professionally done.

DS: Another comment said, “The magazine itself sounds like a total contribution of everything that [is] wrong with America right now. Instead of promoting smart growth and longevity, it prostitutes itself to every new development, even at the cost of other developments (advertisers) who will lose out when this new one opens.” What are your thoughts on the magazine?

TP: I have an opinion about Ocean Drive. I used to say I don’t know who reads my columns, but I know they look good and I have an excellent following because people would stop me on the street or give me tons of e-mails. I understand what they are saying, but it is South Beach and that magazine works for South Beach. It’s been around for 13/14 years. I think that it’s healthy there is competition coming in. But the demographics for the magazine are people in their mid-twenties and early thirties. I didn’t realize that.

DS: What are your feelings about Jerry Powers?

TP: This man is a bully, and he wanted to bully me. He is not going to scare me. I’ve been in this business 20 years, and there is only one man who scares me: my husband.
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An Unforgettable Experience

By Dave Text

The island of the Mauritius is lot of things that are much worth spending the whole time discovering. So, if you are on the way, do not forget the camera as these pictures could be the ones that you’ll always cheer.

If you wish to experience of being in paradise, then you do not need to go further than the Mauritius. Mauritius is the island volcano found in Indian Ocean. When you see on the map, Mauritius look like a tiny dot. But don’t worry. A stay to Mauritius is must for the holiday seekers. The temperature, when warm, hardly ever goes below the 25 degree Celsius at the night. Thus, this can also turn out to be the ideal experience for many, especially for the visitors who come from the countries where climate is hot.

[youtube]http://www.youtube.com/watch?v=DDisMlwlSgk[/youtube]

When you looked at, the Mauritius indeed presents a panoramic view. The outstanding beauty of white sandy beaches all along with crystal clear sea rolling quietly over the seashore and mountain ranges enclosed with the green carpet of the forest that make Mauritius an the outstanding island. Not visiting this wonderful place once in the lifetime can be something to be sorry. The hottest periods in the Mauritius range from months of the December to Feb. But all during these month, the danger of occurrence of the cyclone is usually high. At times cyclones a lot affect on the island by demolishing sugar cane fields as well as other vegetations. Rains and strong winds are principal characteristics of the cyclone.

Moreover, the Pereybere is the place in Mauritius that everyone has to visit at stay. Pereybere is located in northern part of the Mauritius. Pereybere public beach catches most of the tourists’ attentions. The sea is very clear and deep as well as there is numerous shopping amenities, pubs as well as restaurants nearby. There are usually about six diving centres from the Grand Baie to the Pereybere. Those who like diving will absolutely have an opportunity to look at colorful corals plus fish as well as take a few undersea pictures of stunning aquatic life in the Mauritius. Still in north of island, one can also seize the occasion of departing to Maheshwarnath temple at the Triolet. Triolet is longest village located in Mauritius. The place of worship was at first built to honor various Hindu idols like Shiva and Vishnu amongst others.

Furthermore, one more place of interest in North of the Mauritius is Pamplemousses garden. The ancient French Ruler Mahe de Labourdonnais also built the garden. This place contains the wide variety of the indigenous plants as well as trees. Each day hundreds of tourists leave there to just have a look as well as at the similar time experience precious history of the Mauritius. Additional places of attention exist in south of Mauritius. One of the famous is La Vanille Reserve des Mascareignes that is known as the Crocodile Park. The park is also situated in the valley of old vanilla farm, alike to that of the dense forest. The Australian zoologist also created the park in order to breed the crocodiles. As time passed on, the park urbanized in a reserve that now contains not only crocodiles but also the tortoises as well as deers among others.

About the Author: Find more information on An Unforgettable Experience at our site!

Source: isnare.com

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Hidden treasure worth billions of dollars discovered in Indian temple

Monday, July 4, 2011

Officials announced that a treasure containing sacks of diamonds and gold coins as well as golden idols, jewelry and other riches has been discovered in the secret subterranean vaults of Sree Padmanabhaswamy temple, in the southwestern state of Kerala, India. Estimates of its worth have been rising and it is now thought to be worth US$20 billion.

The Hindu temple was built in the 16th century by the kings of the then Kingdom of Travancore to serve as a royal chapel for the rulers of Travancore. The six vaults containing the treasure have been undisturbed for over a century. Assessment of the treasure began on June 27 after a lawyer concerned about the security of the treasure petitioned India’s Supreme Court, which then appointed a seven-member panel of experts to inventory the treasure. The panel does not have the power to determine to whom the treasure will belong. Estimates of the treasure’s worth are rising, provoking a heated debate as to how the treasure will be used in a country that has 450 million poverty-stricken people.

The chief minister of Kerala, Oommen Chandy, announced on Sunday the treasure would remain with the temple, and security matters would be decided in consultation with the Travancore Royal Family, the temple management, and the temple priest.

The gold was offered to the lord. It is the property of the temple.

“The gold was offered to the lord. It is the property of the temple. The government will protect the wealth at the temple,” Oommen Chandy said. Meanwhile, hundreds of armed police have been deployed around the temple to protect the treasure.

However, the view that the treasure should remain at the temple has been disputed. Among the dissenters is eminent jurist V R Krishna Iyer, who said the treasure should be put in a national trust for the peoples’ benefit. “God’s wealth belongs to the people, not to the king. It’s meaningless to say that it belongs to Hindus or any particular religious community,” said Iyer. “A mechanism should be devised to ensure that the benefits of it reach the poor and the needy and not the rich.”

Five of the six vaults of the Sree Padmanabhaswamy Temple have been inventoried.

God’s wealth belongs to the people, not to the king. It’s meaningless to say that it belongs to Hindus or any particular religious community.

On Saturday, reports leaked to the press revealed that the treasure, including a golden idol of Mahavishnu and a golden ‘anki’, were found in one of the vaults, estimated to weigh 30 kilograms, along with precious stones, silver, two coconut shells of pure gold and another golden idol as well as other jewels and valuable coins. The panel hopes to find more treasure when the sixth and final vault is opened, but the attempt was suspended on Monday because the iron door inside presented “technical problems” requiring further consultation before opening. This vault is thought to contain the bulk of the wealth.

Keralan officials in a preliminary estimate said that the treasure was worth over US$11.2 billion; those estimates have now risen to US$20 billion. Historians say that the temple’s location on a site through which passed lucrative trade routes support the higher evaluations.

“Traders, who used to come from other parts of the country and abroad for buying spices and other commodities, used to make handsome offerings to the deity for not only his blessings but also to please the then rulers,” said P.J. Cherian, the director of Kerala Council for Historic Research

Some suggest that the profit from the sale of the treasure would be enough to wipe out the entire public debt of Kerala and fund future Kerala projects such as seaports, airports and highways.

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Emmanuel Macron wins French presidential election race

Tuesday, May 9, 2017

On Sunday, En Marche! candidate Emmanuel Macron won the second round of the 2017 French Presidential election, winning about 66.1 percent of the votes, defeating Front national’s Marine Le Pen with the final result declared yesterday. Winning the race with a significant vote difference, Marcon tweeted, “Everyone told us that it was impossible. But they did not know France!” ((fr))French language: ?Tout le monde nous disait que c’était impossible. Mais ils ne connaissaient pas la France !

With this victory, winning almost twice as many votes as Le Pen, 39-year-old Emmanuel Macron became the youngest President-elect of the Republic of France. In the first round of the election, held on April 23, no candidate won the absolute majority. The abstention rate increased from 22.23% to 25.44% in the second round, AFP reported, the first such second-round increase since 1969. He won the presidential race in the continuing state of emergency which was announced after the November 2015 Paris attack.

Known for her anti-European and anti-globalisation programme, far-right leader Le Pen managed to win about twice as many votes as her father and founder of the Front national party Jean-Marie Le Pen who lost to Jacques Chirac in 2002. Front national won the highest number of votes in their history.

In his speech in front of the glass pyramid near the Louvre Museum, Macron said, “I understand the divisions of our country that have led some to vote for extremists. I understand the anger, the anxiety, the doubts that a great part among us have also expressed.” ((fr))French language: ?Je sais les divisions de notre nation qui ont conduit certains à un vote extrême. Je sais les colères, les doutes, l’anxiété que certains ont exprimé. He also added, “I will defend France, its vital interests, its image, I promise you in front of you. I will defend Europe, our civilisation is at stake, our way of being free. I will work to re-establish the bonds between Europe and the citizens. I address to the nations of the world, the salvation of fraternal France.” ((fr))French language: ?Je défendrai la France, ses intérêts vitaux, son image. J’en prends l’engagement devant vous. Je défendrai l’Europe, c’est notre civilisation qui est en jeu, notre manière d’être libre. J’oeuvrerai à retisser les liens entre l’Europe et les citoyens. J’adresse aux nations du monde, le salut de la France fraternelle. Macron said he would serve as per the motto of France — Liberté, égalité, fraternité ((fr))French language: ?Liberty, equality and fraternity. Acknowledging the “immense” awaiting task, he said, “I will do everything I can in the coming five years to make sure you never have a reason to vote for extremism again”.

“Congratulations Emmanuel Macron! Let’s meet soon, and keep working to grow and strengthen the deep ties between Canada and France” ((fr))French language: ?Félicitations Emmanuel Macron! Rencontrons-nous rapidement et continuons à renforcer les liens de fraternité entre le Canada et la France, Canadian Prime Minister Justin Trudeau tweeted. German chancellor Angela Merkel congratulated Macron via a telephone call.

French parliamentary elections are to be held in June, and Emmanuel Macron, who describes himself as “neither left nor right” does not have a party in the parliament. En Marche! was formed last year. Marine Le Pen tweeted that Front national “must renew itself to live up to this historic opportunity and expectations of France” ((fr))French language: ?doit se renouveler pour être à la hauteur de cette opportunité historique et des attentes des Français.

Current president, François Hollande announced he would not run for re-election in December.

“Everyone told us that it was impossible. But they did not know France!” ((fr))French language: ?Tout le monde nous disait que c’était impossible. Mais ils ne connaissaient pas la France !—Emmanuel Macron
20,753,798 10,644,118
Emmanuel Macron – En Marche! Marine Le Pen – Front national
Data from Ministère de l’Intérieu.
Retrieved from “https://en.wikinews.org/w/index.php?title=Emmanuel_Macron_wins_French_presidential_election_race&oldid=4675045”
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6.2 magnitude aftershock provokes panic in southern Chile

Friday, April 23, 2010

A 6.2-magnitude aftershock struck a large part of central and southern Chile on Friday morning, but it caused no casualties or major damage, ONEMI reported.

The aftershock took place at 06:03 local time (1003 UTC), and according to the University of Chile Geological Survey, the epicentre was located 26 kilometers to the south of Arauco, 65 kilometers to the south of Concepción, and almost 580 kilometers from Santiago. It had a depth of 54.4 kilometers. However, the United States Geological Survey reported that the aftershock had a depth of 35 kilometers and that it reached a magnitude of 5.9.

The Interior Minister, Rodrigo Hinzpeter, informed Radio Cooperativa there were no reports of casualties or damage caused by the aftershock.

ONEMI reported on their website that the aftershock reached magnitudes of up to VI in the Mercalli scale, ranging from I to XII, in some towns in the Bío Bío Region. The aftershock provoked panic in the area. ONEMI specified that the intensities of the aftershock were: VI in Lota; V in Concepción, Parral and Angol; IV in Temuco, Lonquimay and Puerto Saavedra; and III in Linares, Retiro, Constitución, Valdivia and Panguipulli.

At 06:14 (10:14 UTC), SHOA (Chilean Army Hydrographic and Oceanographic Service) ruled out the possibility of a tsunami in the affected area from Pichilemu, O’Higgins Region, until the Los Ríos Region.

Retrieved from “https://en.wikinews.org/w/index.php?title=6.2_magnitude_aftershock_provokes_panic_in_southern_Chile&oldid=4605889”
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0% Down Auto Loans For Bad Credit Drivers 3 Frequently Asked Questions

By Robbie T. James

For most of us, our cars are an essential part of our lives. There is no easy way to replace the role of a car in our lives when we cannot afford a car. Other modes of transportation such as bicycles, trains, busses, taxis and subways can all serve in a pinch, but on a day-to-day basis they are no good substitute for owning a car.

The most frustrating situation, however, is when you have the monthly income to be able to afford car payments but cannot seem to get approved for an auto loan. The two most common reasons for being rejected for an auto loan are:

a. not having the money for a down payment

b. having a bad credit score

[youtube]http://www.youtube.com/watch?v=L2cTpf3Q0M0[/youtube]

The reason why most drivers with a bad credit score and no ready down payment have trouble getting accepted for a car loan is NOT just because they have these two red marks against them. Sure, that’s part of it. But, the real reason for all of the application rejections is because they are going about shopping for a loan the wrong way.

Looking for 0% down auto loans for bad credit drivers does not have to be a pain in the neck. Here are answers to 3 frequently asked questions about 0% down auto loans:

1. Why do auto lenders prefer that you come up with a down payment?

A: Put yourself in the shoes of an auto lender for a moment. You are asking them to consider basically giving you a whole lot of money to do with what you like (in this case, to buy a car). And, they need some sort of assurance that you are actually going to pay them back.

One way that lenders assess their level of lending risk, of course, is by reviewing the borrower’s credit (FICO) score. But, another way is by looking at how much money the borrower is willing to put up of their own money for the purchase. Basically, the more the borrower can come up with, the less risk the lender is taking in case of a possible future loan default.

2. Apart from a down payment, what else can I do to improve my chances of getting approved for a car loan?

A: If you are unable to come up with a down payment, you have other options to offset the lender’s risk. One such option is by choosing a less-expensive car to buy. The smaller the loan amount, the less risk the lender faces.

3. What is the secret to shopping for the best rates and improve chances of loan approval?

A: To shop for the best rates and improve your chances of loan approval, make sure that you are only applying to “bad credit auto lenders.” In fact, you should be applying to at least 5 of them online before you visit any auto dealerships to shop for a car. When you do, make sure to reject the first offer you get from each one. Find out the best offer each is willing to give you before you sign on the dotted line.

Consider the answers to these 3 frequently asked questions in order to find the right auto loan deal, even if you have no down payment and a low credit score.

About the Author: Get access to more bad credit auto loan tips and lending resources at:

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Source:

isnare.com

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